pawaPay plans

Simple, pay-per-transaction pricing for businesses of all sizes.


Best for small businesses and entrepreneurs.

Unlock everything you need to start collecting payments and facilitating payouts in Africa.

Create account
1% + MNO fee
for Collections*
1% + MNO fee
for Disbursements & Refunds*

*We charge a fixed 1% fee, plus a fee set by the MNO. See fees page for full breakdown.


Best for businesses with large payments volumes.

Get premium onboarding, dedicated support and account management, and access to add-on services.

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Tailored solutions to fit your business and country needs.

What’s included

One unified platform for collecting payments and facilitating payouts across Africa.

Solutions for a streamlined checkout

  • Merchant API for custom payment experiences
  • Low-code Payments page for rapid integration
  • Instant sandbox environment for testing

One integration for all transactions

  • Collections, Payouts and Refunds
  • Batch Disbursements
  • All payments fully reconciled

Centralised mobile money dashboard

  • Customer Portal to view payments activity
  • One wallet per country consolidating all MNOs
  • Advanced user roles and country permissions

Global and consolidated treasury

  • Settle in local or global currencies
  • Cross-border and local settlements
  • Best FX rates for all major and local currencies

Reliable support & intuitive help docs

  • 24/7 payment support
  • User-friendly platform and API docs
  • Discord access for technical support

Robust security and compliance

  • ISO 27001 compliant
  • OWASP ASVS compliant
  • Secure 2FA dashboard access

"When you think about quality, then you instantly think of pawaPay. If you want to have a competitive edge around payments in Africa, then pawaPay is your company"

"pawaPay helped our clients with excellent tech solutions for their operations. They have an excellent team always ready to help"

"We are delighted to be working with Pawapay and impressed with the ease of integration and reliability of the Pawapay platform to deliver cash directly to our recipients."

"Best and easiest integration we have ever done"

Frequently Asked Questions

How do I get started?
How do I test my integration?
Where can I get help with my integration?
What are your fees?
Which markets and MNOs does pawaPay support?
How long do settlements take?
What’s the difference between a payout and a settlement?
Do you offer card payments?
Are there any transaction limits?
What are the optional add-on services?