payments hero

Send or receive payments from your customers with pawaPay

Integrate to receive and make mobile money payments through your apps, web pages and USSD menus.

Full reconciliation

All payments are fully reconciled to their final status and can be easily found in our portal. No more reconciling payments through numerous support channels.

Zero chargebacks

Benefit from mobile money secure platform requiring consumer to confirm every payment. Reduce your costs by zero chargebacks and low rates of fraudulent transactions.

High availability

We have built pawaPay for scale and high availability. We constantly monitor Mobile Network Operators for any issues and publish this on our status page.

24/7 support

Our experienced support team is there for you 24 hours a day, 7 days a week. They help you in minutes, not days.


Payments reconciled

> 99.9%


< 1 h

Support response

Transact with your customers
the way they prefer

Merchant API

Our Merchant API provides collections, refunds and disbursements. It allows you to build exactly the payment experience that fits your business and your customers expectations.

>> Learn more from our API docs

Payment page

Integrating our payment page into your checkout or deposit flows is fast and simple. It comes with all the best practices of mobile money payments already built in, providing your customers with a best-in-class payment experience.

>> Learn more from our API docs

Manage everything from
a single place

Full overview of your finances

Wallet breakdown
Standardised Financial statements
Live wallet balances

Batch disbursements

With our batch disbursements capability, you can upload payment instructions directly to our portal. They will be validated and executed directly from your funds in pawaPay. No integration needed.

Getting started is easy

Create an account

By creating an account with us, you can access our onboarding portal, which will guide you through each step towards higher revenues with mobile money.


A single contract grants you access to all the markets and mobile network operators. Our team is always available to quickly unlock mobile money services across Africa for your business.


With your account you also have full access to our sandbox environment. Fully functional sandbox enables your developers to rapidly build the best payment experience for your customers.